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Win Real Money Apps South Africa

When you’re under financial pressure getting a loan should be as quick and easy as possible. We believe that everyone deserves and equal and fair chance to resolve their debts and bad credit. That’s why our online loan application process is straightforward and fast.

You can get fast approval when you apply with EC Loans online

Bad credit? Prescribed debt? Need a bit of extra cash to make it through this month? Apply for an unsecured loan with EC Loans and get the financial help you deserve. We don’t care what you credit situation is; we are committed to finding a loan that will get you one step closer to financial freedom.

How does the loan application process work?

At EC Loans we believe that it is the duty of the financial institution providing unsecured loan opportunities to ensure that the applicant can, realistically and legitimately, repay the loan they apply for. Our vision is to aid and educate as much as we can when it comes to alleviating bad credit. We aim to facilitate the journey towards regaining financial autonomy and freedom by providing loans, advice, and guidance on how to get rid of debt and maintain good habits when handling one’s finances.

Loan Periods as offered by Registered Credit Providers

Minimum period offered by registered credit provider(s): 12 Months
Maximum Period offered by registered credit provider(s): 84 Months
Loan Types: Secured Loans, Unsecured Loans,

Our referral consultant(s) and their respective financial Services and Credit providers who vet our clients to provide a possible loan, subject to
the clients’ affordability and credit criteria as prescribed and governed by the NCA (National Credit Act, 2005, DO NOT provide payday loan services.

Representative Example: Nett loan amount, R 50,000.00, term 36 months, APR (Annual Percentage Rate) 10.71%, fixed nominal rate at 8.84% p.a., one-time Service fee approximately 2.00% of net loan amount. This could apply provided the following: A sufficient credit score and positive affordability criteria at the sole discretion of the credit provider. Please note, this representative example could vary dependent on the service provider granting the credit transaction/agreement.

Cost of credit and Application Requirements

Our financial service(s)/credit provider(s) offer between R1000 and R100 000,00 loans and are the best method of attending to an unforeseen financial event. Repayments are also tailored to suit your budget and your personal needs, they are also dependent upon your affordability and credit criteria. To apply for a loan you must, be a South African citizen or a permanent resident and 18 years or older with a valid identity document, earn a minimum of R1500 per month, have proof of your current residential address and your own a bank account into which your salary is deposited.
Cost of Credit:
Insurance: 1.25% of monthly opening balance
22.50% Benefit
The Maximum APR is 28% per annum

Quick and Easy Loans!